Loan Repayment and Baby Loans

Many were delighted to learn that the Baby Loan was coming. There are, of course, several reasons for this, which are due to the terms of the Baby Waiting Loan. Get the paper, pen, calculator and count with us! It’ll be worth it, you’ll see! An explanation over at

Highlighting a big advantage

Highlighting a big advantage

In our opinion, and in the opinion of our clients surveyed, it is a great advantage that there is no need to cover the loan and pay no interest. Specifically, this means that our monthly installment of 50,000 forints cannot climb up. But why is it such a big word?

Let’s count it a little!


According to the calculator of the site , if we raise $ 10 million over a 20-year period, then the first offer is to repay $ 58,821 . The offer is the offer of the Budapest Bank Forint-based Market-Based Home Loan 5M-19.99M Interest Discount 2 (not to mention shortly).

This means that we are 8 thousand forints monthly. According to the calculator, we will repay you a total of HUF 14,301,853, or HUF 4 million more. And then we didn’t even talk about having 2 or 3 children and not even giving back 10 million . That’s why the idea to redeem our loan with the Baby Waiting Loan comes from!

If you’ve taken out a loan before

If you

You could easily have a monthly repayment of up to $ 70-80,000 on a $ 10 million loan. In this case, there is no need to say how much you save on the deal. But what if you owe more than $ 10 million?

A 15-year loan with a 4% interest rate for 20 years has a monthly repayment of HUF 90,897. Let’s say you’ve been paying for this for 5 years, and now you have $ 12,338,336 that you still owe. If you put it here, you will have 2.3 million debts, which, under today’s conditions, will be available for as little as $ 11,000. This will cost you $ 61,000 a month, up from $ 90 a month. And then no baby benefits were born.

Interested in ideas like this? Then contact us! We are about making the best of you financially.

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