Despite the many offers of borrowing cheap money, it can still be quite difficult to take out credit. The banks and intermediaries check the database of the Central Credit Bureau to see how much debts they have outstanding. They can also see whether someone is behind in payment or has stopped paying off their loan.
Take out loan with negative BKR
The Credit Registration Office (BKR for short) registers every loan in the Netherlands that exceeds 500 US dollars. If you unexpectedly fall behind, you will get a negative rating. Credit providers can see who has not paid on time. Even if you catch up, this negative listing can play tricks on you when applying for a new loan. A negative listing will remain visible in the database of the BKR for 5 years.
Would you still like a loan but have you been rejected for a loan? Then taking out a loan with negative broker is a good solution. There are a number of specialized credit providers that provide credit to people with a negative BKR listing.
A mini loan is a small credit that has a temporary character. The mini loan must usually be repaid within a month. The application can be arranged very quickly with a smartphone. Regular customers have the mini credit in their bank account within a few hours. If you are borrowing for the first time, the application will take a little longer. The loan amount is also lower the first time than with regular customers. An application is simple. A number of details are entered and the application form is sent online. After approval, the money will be transferred to your bank account. An important difference with a regular loan is that the borrowed money must be repaid within a month, including the costs. So keep this in mind if you are looking to take out a loan with negative BKR .
By comparing loans, you have a better chance of getting the cheapest credit. Taking out a loan with negative BKR is sent to various credit providers. When the online application is approved, you will receive quotes for which loans are possible. This will give you a good idea of your credit options.